Golf Cart Financing
Getting behind the wheel of your dream golf cart has never been easier. With flexible financing options, you can cruise today and pay over time.
Easy, Affordable, Stress-Free Golf Cart Financing
You’re buying your first cart or upgrading to something new, our financing solutions are built to fit your budget.
Fast Online Application
Approvals in Minutes
Flexible Terms and Competitive Rates
Financing Available
Your Path to Ownership
Our simple financing process makes it quick and convenient to take the next step.
STEP 1
Submit your financing application
STEP 2
Choose the plan that works best for you
STEP 3
Get approved and start driving your new cart
Financing You
Can Trust
We partner with trusted lenders to give you the best rates and service—no hidden fees, no surprises.
- Fast and fair quotes
- Apply credit toward any in-stock or custom cart
- Free local pickup & delivery available (within 15 miles)
- Expert team, transparent process
Got Questions? We’ve Got Answers.
From credit requirements to down payments, here’s what you need to know.
What credit score do I need?
Most lenders prefer a credit score of 600 or higher, but options may be available for lower scores.
Can I finance a used golf cart?
Yes, many lenders and dealers offer financing for both new and used golf carts.
How much do I need for a down payment?
Down payments typically range from 10% to 20%, depending on credit and loan terms.
Can I pay off my loan early?
Yes, most loans allow early payoff with no penalties, but always check with your lender to confirm.
what our customers say
Real experiences from customers who trust Galaxy Golf Cars for the moments that matter.
EXCELLENT Based on 75 reviews Posted on Amy McConnellTrustindex verifies that the original source of the review is Google. AMAZING experience!!! Highly recommend!Posted on Steve DoyelTrustindex verifies that the original source of the review is Google. I recently purchased a 2026 Sivo Edge, 4F Lifted from Kandace. They are a great business to work with. Kandace is super-kind and Eric the owner is very knowledgeable on the Golf Cart brands they carry. I went in multiple times to look at carts and measure for clearances in my garage. I never felt any kind of pressure to purchase from them. In the end, they let me factory-order one and I couldn’t be happier with the cart and the buying process. Also, upon delivery Matt did an amazing job walking through all of the cart features… I highly recommend checking these guys out!Posted on Ursula ThigpenTrustindex verifies that the original source of the review is Google. We had a wonderful experience with shopping and delivery from Galaxy Golf Cars in Plano TX. They were very informative and professional as well as friendly. The delivery went smoothly and every detail was explained to a T. I would recommend Galaxy Golf Cars to anyone looking to purchase one. They were not pushy at all. Thanks Galaxy Golf Cars for delivering not only a great golf car that my family will enjoy for years to come but your friendliness you show to your customers.Posted on Renee FureyTrustindex verifies that the original source of the review is Google. Very detailed in instructions and maintenance for vehicle. Also provided prompt updates on deliveryPosted on David GrafTrustindex verifies that the original source of the review is Google. Fantastic dealership with an incredibly helpful team. They took the time to answer all of my questions, and I couldn’t be more excited to receive my new Sivo Edge tomorrow.Posted on Julie ReamesTrustindex verifies that the original source of the review is Google. Caleb and Eric were awesome to work with. They did a great job on the golf cart.Posted on Jovani BenaeTrustindex verifies that the original source of the review is Google. Family oriented and great customer service. Highly recommendPosted on Joe LoefflerTrustindex verifies that the original source of the review is Google. Terrific team. Enjoyable experience. Cart delivery and orientation was first class. I highly recommend buying your golf cart here.Posted on Wayne HarveyTrustindex verifies that the original source of the review is Google. Galaxy Golf Cart - Caleb repaired my golf cart, which was out of service for about two or three years because to locate this specific motor was nearly impossible, but Caleb came through and his partner Christian, who worked on it did a phenomenal job and Eric is an awesome owner hands-on, and ensured that we were satisfied. Definitely recommend their services for repairs as well as a new purchase.Posted on Yuthpheng YangTrustindex verifies that the original source of the review is Google. Awesome and incredibly reliable place. They were able to fix my no start when my local shop didn’t want to even look at it because it wasn’t purchased from them. Celeb communicated every step and was able to diagnose and repair the issue in a short time. Highly recommend this place.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Let’s Get You Rolling
Start your financing journey today and drive away in the cart you’ve been dreaming about.
