Golf Cart Financing
Getting behind the wheel of your dream golf cart has never been easier. With flexible financing options, you can cruise today and pay over time.
Easy, Affordable, Stress-Free Golf Cart Financing
You’re buying your first cart or upgrading to something new, our financing solutions are built to fit your budget.
Fast Online Application
Approvals in Minutes
Flexible Terms and Competitive Rates
Financing Available
Your Path to Ownership
Our simple financing process makes it quick and convenient to take the next step.
STEP 1
Submit your financing application
STEP 2
Choose the plan that works best for you
STEP 3
Get approved and start driving your new cart
Financing You
Can Trust
We partner with trusted lenders to give you the best rates and service—no hidden fees, no surprises.
- Fast and fair quotes
- Apply credit toward any in-stock or custom cart
- Free local pickup & delivery available (within 15 miles)
- Expert team, transparent process
Got Questions? We’ve Got Answers.
From credit requirements to down payments, here’s what you need to know.
What credit score do I need?
Most lenders prefer a credit score of 600 or higher, but options may be available for lower scores.
Can I finance a used golf cart?
Yes, many lenders and dealers offer financing for both new and used golf carts.
How much do I need for a down payment?
Down payments typically range from 10% to 20%, depending on credit and loan terms.
Can I pay off my loan early?
Yes, most loans allow early payoff with no penalties, but always check with your lender to confirm.
what our customers say
Real experiences from customers who trust Galaxy Golf Cars for the moments that matter.
EXCELLENT Based on 57 reviews Posted on Amir PoorrezaeiTrustindex verifies that the original source of the review is Google. Absolutely outstanding experience with Galaxy Golf Cars! Eric and Candace went above and beyond to make everything smooth and hassle-free. Their professionalism, honesty, and attention to detail truly set them apart. You don’t often come across people who genuinely care about their customers the way they do. The entire process was seamless, transparent, and handled with a high level of expertise. If you're looking for top-quality service and trustworthy people, I highly recommend Galaxy Golf Cars. I will definitely be referring others and coming back again!Posted on John ChandlerTrustindex verifies that the original source of the review is Google. I purchased a cart last year, Candace was awesome and very knowledgeable. The owner Erick, great guy. The renting a cart or buying, hands down the place to go!Posted on Carol LongTrustindex verifies that the original source of the review is Google. I highly recommend Galaxy Carts. They have a great selection of quality carts in a variety of colors. Candance is the GM. She really knows her products and is very helpful in the cart buying process. Plus after the sale she makes herself available to answer any questions you might have. Eric is the owner and he has built a great organization that is customer focused. If you are looking for a cart, check out Galaxy in Plano. My dogs love their new cart!Posted on Jo RiopelTrustindex verifies that the original source of the review is Google. Caleb did an outstanding job! From 1st point of contact, follow up, constant communication, pricing, on time, and repaired my cart leak. I am so happy that he got our cart up and running. Best golf repair in DFW!Posted on savannah bodilyTrustindex verifies that the original source of the review is Google. My husband and I went and buy a golf cart from them a week before Christmas and they were so helpful. They were even able to deliver it to us on Christmas Eve which was great! I would definitely recommend them! If you are in the market for a golf cart please come here! The staff were amazing as well. I will be recommending friends and family here always. Thank you for my beautiful golf cart. Best Christmas present ever!Posted on Patrick FraleyTrustindex verifies that the original source of the review is Google. What an awesome experience we had purchasing our new cart at Galaxy Golf Cars! Having gone to other places to look at carts this was hands down best service. Candice and Eric completely went out of their way to make sure we were getting the right cart. Never having owned one, I had a ton of questions. They were able to answer everything without any pressure. I highly recommend you check them out when looking at carts. The quality of brands they sell is also awesome! Again very grateful for the service and friendship from them!Posted on Dave BehrensTrustindex verifies that the original source of the review is Google. Candace and Eric are the best. I live in NC, and bought a Dach cart for my father in law who lives in Frisco. Candace was super helpful in all details, pictures, and options so that we got exactly what we wanted. The cherry on top was both Candace and Eric put on their santa hats and surprise delivered the cart on Christmas Eve. Videos, hugs, tears and all. Thanks for making this such an easy process!Posted on Chad BrownTrustindex verifies that the original source of the review is Google. Man, do we sure love our cart!!! Buying from Candace and Eric at Galaxy Golf cars wasn’t just a purchase.. it was also joining a family! From the start of my search for the perfect cart for my family, ‘til the delivery.. my experience was elevated beyond comparison to their competitors (I priced many locations before landing with Galaxy). Candace made us feel right at home and she and Eric made us feel like family. They were honest, responsive and listened to our every need. We quickly found the one we loved! They ensured my cart was in impeccable shape and safe as can be for my family before delivery. They went above and beyond to make sure we were fully pleased with our newest addition. The kids now love being picked up and dropped off from school as well as hitting the neighborhood streets in style with our cart making memories that will last a lifetime. Thank you to my new family at Galaxy Golf Cars… our lives just got a LOT sweeter!!Posted on Shelby WilliamsTrustindex verifies that the original source of the review is Google. Galaxy and the team provided the most amazing cart our family has ever owned. If you want quality satisfaction and the best of the best red carpet experience Galaxy is the only way to go!!!
Let’s Get You Rolling
Start your financing journey today and drive away in the cart you’ve been dreaming about.
